Mortgage Guides
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What will the bank lend me for my mortgage?
Q. I’m buying a house but how do I know how much I can borrow? A. The main point here is ‘affordability’. How much can you comfortab…
What is a self-build mortgage?
Q. Can I borrow money from a bank to build my own home? A. Yes! A self-build mortgage is the answer. A self-build mortga…
What is my LTV ratio on a mortgage?
LTV? Love to vibe? Lost the vote? I’m confused?? LTV, or loan-to-value, is a mortgage term to measure how much mo…
What income can qualify for a UK mortgage?
Q: What income can be used to secure a UK mortgage? A: That’s easy! Almost anything! Earnings, overtime, bonuses a…
How much can you borrow for a self build mortgage?
Q: Can I borrow money to build my own home? A: Yes! There are lots of lenders in the market who will lend self-build loa…
What proof of income is required for a mortgage?
To secure a mortgage you MUST be able to accurately prove your income. It is, after all, probably going to be the larges…
What is a part and part mortgage?
A part and part mortgage is one mortgage loan but you have the option to split your repayments between interest-only …
How much deposit do I need for a second home mortgage?
Buying a second home? Here’s what you need to know The key to securing a mortgage for a second home is to have a d…
What’s the difference between a mortgage broker and a bank?
Mortgage broker vs bank…what’s the difference? Listen up as there is a BIG difference! A bank will only offe…
What salary do I need for a mortgage?
Tell me…how much can I borrow on my salary? How long is a piece of string?! The truth is, there is no ‘one s…
What happens after a 5 year fixed mortgage comes to an end
3 choices for when your 5 year fixed-rate mortgage ends 1. SVR Stay on your lender’s Standard Variable Rate (SVR…
